Physician Opportunities – Physician Benefits

Employed Physician Benefit Summary
- Base salary plus production incentives
- Sovereign immunity under Mississippi Tort Claims Act
- No allocated overhead
- License, certification and re-certification expenses
- Plan 1 family health insurance coverage
- Vision insurance coverage
- Paid vacation
- Paid sick leave
- Paid CME leave up to five days per year
- Cell phone benefit ($600 annual limit)
- Reimbursement for CME expenses up to $3,000 per year
- Wellness Center membership for physician and family
- Life insurance (Term) provided at no cost
- Annual salary, double indemnity for accidental death
- Effective after six months of full-time employment
- Dental insurance basic level coverage
- If enhanced option is selected, the difference in the amount between enhanced and basic coverage is deducted
Retirement Plans / 403b and 457
Matching 403b Retirement Plan
- Under 50 maximum contribution of $23,000 for 2025
- Over 50 maximum contribution of $30,500 for 2025
- 403b Matching 4%
Non-Matching 457 Retirement Plan
- Offers tac benefits beyond 403b limits
- Under 50 maximum contribution of $23,000 for 2025
- Over 50 maximum contribution of 30,500 for 2025
- Maximum contributions apply to 457 and 403b separately
Vesting Schedule Based on Years of Participation
Less than 2 years 0%
2 Years 20%
3 Years 40%
4 Years 60%
5 Years 80%
6 Years or more 100%
*Employees are always 100% vested in their own contributions.
Download a copy of physician benefits here.